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12 Questions to Ask Before Hiring a Remodeling Contractor in NJ

Full home renovation by Kitch Designs — open-concept living room and kitchen

Hiring the wrong remodeler is expensive and stressful. These twelve questions filter most of the bad ones out in a 30-minute conversation.

Licensing and insurance

  1. What’s your NJ HIC license number? Every legitimate NJ remodeler has one. Verify it on the NJ Division of Consumer Affairs site before signing.
  2. Can I see proof of general liability and workers’ comp? Ask for a certificate of insurance with your name as additional insured.
  3. Who pulls the permits — you or me? The contractor should pull permits. If they want you to pull them as homeowner, walk away.

Process and timeline

  1. Is the timeline in the contract? A real timeline with start date and substantial completion date should be in writing.
  2. Who’s on site every day? Get the project manager’s name and direct phone number.
  3. What’s the daily site cleanup standard? A vague answer here predicts a messy project.

Money

  1. Is the price fixed or time-and-materials? Fixed-price protects you. Time-and-materials is open-ended.
  2. What’s the payment schedule? Avoid contractors who want >25% upfront.
  3. How are change orders priced? They should be quoted in writing before any extra work happens.

After the project

  1. What’s the workmanship warranty, in writing? Ten years is normal for reputable South Jersey contractors. One year is a red flag.
  2. Can I talk to your last three clients? Real references, not a curated list.
  3. If something goes wrong in year 3, what happens? Listen for a clear answer. “We’ll send someone out” is good. Mumbling is bad.

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